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You cannot \u201ctransfer\u201d a car loan to someone else without also transferring ownership of the vehicle to them. In most cases, transferring ownership is considered selling.

Key Takeaways. In most cases you cannot transfer a personal loan to another person. If your loan has a cosigner or guarantor, that person becomes responsible for the debt if you default on the loan. Defaulting on a personal loan is seriously injurious to your credit score.

Key Takeaways. In most cases you cannot transfer a personal loan to another person. If your loan has a cosigner or guarantor, that person becomes responsible for the debt if you default on the loan. Defaulting on a personal loan is seriously injurious to your credit score.

In most circumstances, a mortgage can't be transferred from one borrower to another. That's because most lenders and loan types don't allow another borrower to take over payment of an existing mortgage.

First things first. Yes, you can transfer a car loan to someone else. But to do this, they also have to transfer ownership to you\u2014and they may not want to give up ownership of their vehicle. Alternatively, your friend could refinance the car and add you as a cosigner.

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